DJs invest djs insurance of dollars into their music equipment. The right djs insurance can protect that investment and help you maintain your income. Plus, many venues require proof of insurance before hiring a DJ or entertainment group.
We recommend you get a general DJ business insurance policy that covers third-party claims of personal injury or property damage caused by your DJ business. Some DJs also buy an equipment breakdown insurance policy to protect their expensive controllers, speakers, and other electronic gear in the event they are stolen or break down during a performance.
Some other optional policies you might consider include commercial auto insurance, which usually covers your business vehicle and provides additional coverage that your personal car insurer may not offer, especially if you transport large and costly equipment to gigs in your trunk. And workers’ compensation, which is required by law in most states for businesses with employees.
Through the Lens of Love: Elevating Your Wedding Memories with a Regina Photographer
We recommend you shop around to compare djs insurance from top brokers who specialize in providing business insurance for DJs and entertainers. Look for an insurance group that is established, stable and customer-oriented, such as Brown & Brown, one of the nation’s five largest insurance brokers. They offer a range of DJ insurance policies and can tailor policies to your specific requirements. They are also a member-owned company and have partnered with NAME, the National Association of Mobile Entertainers, so they can offer discounted rates on their djs insurance to members.
…